New wildfire hardening discounts with the FAIR Plan (Insurance)

The Department of Insurance has already approved the FAIR Plan to begin offering insurance discounts starting last week, August 23, and expects to have other companies approved by the end of the year.

The FAIR Plan has offered a 10% discount on policies in a participating Firewise Community since May 2018. Now, the FAIR Plan is offering two more wildfire hardening discounts:

#1: for Protecting the Structure

#2: for Protecting the Immediate Surroundings of the dwelling.

When applied, these discounts will reduce the wildfire portion of the policy’s premium by 10% and 5% respectively. Depending on your level of wildfire risk, this can be a large component of your overall premium.

Contact your broker to find out what this means for your premium, how to qualify, and when you could receive a discount.